Disproportionate burden
The only way your service can be non-compliant and still legal is following a thorough disproportionate burden assessment.
Disproportionate burden means that making your website or mobile application compliant is likely to have a significant impact on your organisations ability to function. For example, if commissioning an accessibility audit would cost more than your usual budget for the financial year.
You cannot claim disproportionate burden if your organisation has simply not allocated time, budget or resources towards accessibility compliance.
It is important to note that you cannot simply decide the burden is disproportionate. A thorough and transparent report will need to be conducted including financial figures and the impact it would have on your users. Any report would need to be signed off by a legal professional to make sure it is lawful and aligns with the legislation.
Any disproportionate burden assessment will need to be reviewed annually and will be open to freedom of information requests.
George Rhodes; an accessibility consultant at the Home Office, has written an in depth article on disproportionate burden.